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3月11日 Palestinian Villages Become Israel’s PlaygroundBy Jonathan Cook 10 March, 2009 Canada Park: As spring sets in early, Israelis have been pouring into one of the country’s most popular leisure spots. Visitors to Canada Park, a few kilometres north-west of Jerusalem, enjoy its spectacular panaromas, woodland paths, mountain-bike trails, caves and idyllic picnic areas. 2月24日 Israel’s Naked ZionfascismBy Ghali Hassan 19 February, 2009 The establishment in 1948 of a Zionist state on Palestinian land is often seen as constituting the greatest danger to world peace. Yet, Western powers led by the U.S. continue to support and defend Israel’s militarism and war crimes in Palestine. What has changed is the nakedness of Israeli war crimes and Western endorsement of Israeli’s Zionfascism. Imagine an open-air prison with 1.5 million defenceless Palestinian refugees was attacked from the air, the land and the sea by a powerful army using missiles, artillery shells, cluster bombs and white phosphorus delivered by U.S.-supplied F-16s war planes, Apache helicopter gunships and tanks. Just after Christmas 2008, the Israeli Zionfascist army embarked on a three-week deliberate and indiscriminate bombardment of Gaza Concentration Camp in occupied Palestine. The extent of Israel’s premeditated aggression was a war crime for the world to see. The so-called “International Community” blamed the Palestinians for Israel’s aggression and endorsed Israel’s mass murder of innocent Palestinians as “self-defence”. The Palestinian health ministry in Gaza has put the Palestinian toll at more than 1,350 killed. As always, most of the victims were innocent civilians – including 500 dead children, 130 women and 100 elderly people. At least 5,500 Palestinians (half of them children) were severely wounded, and the ongoing blockade of Gaza is making the task of treating the wounded very difficult. The mass murder began as school children were switching classes and leaving schools to go home in the world’s most densely-populated Concentration Camp. Schools were destroyed with their students were inside. More than two hundred people were killed in the first few minutes of the attack. A total of 13 Israelis were killed, three of them were civilians, 10 of them soldiers, and four of the soldiers were killed by ‘friendly fire’. The deliberate destruction of vital Palestinian infrastructure is a war crime. Overall, thirty educational institutions, thirty-four health facilities – eight hospitals and twenty-six clinics – and ninety two mosques were damaged or destroyed in the Israeli attack. Hundreds of thousands of Palestinians were displaced and made homeless. It was an unnecessary and deliberate war crime against a defenceless population. The Hamas-led democratically-elected government a one-sided ceasefire and was/is ready to continue on an agreed truce. Today, much of Gaza is without food, water and electricity. In addition, as a result of the destruction of most of the Palestinian farmland during the Israeli attack, the people of Gaza are facing a food crisis. UN and Palestinian sources estimated that 60 per cent of agriculture industry has been completely wrecked by the Israeli attacks, which followed the two years genocidal blockade of Gaza – imposed after Hamas was democratically and fairly elected to represent the Palestinian people. Despite the nakedness of Israel’s crimes, Western leaders are united in their support for Israel’s Zionfascism. The U.S. Congress, a club fro wealthy Zionists and pro-Israel lobbyists, voted overwhelmingly to support Israel’s slaughter of Palestinian children. The U.S. Senate and the U.S. House of Representative voted to support and endorse Israel’s massacre of Palestinians with a vote of 100-0 and 430-5 respectively. During the Israeli attacks on Gaza, the U.S. shipped 3,000 tons of weapons to Israel. This is on top of the $ 3 billion American tax payers paid to Israel. Israel The U.S. Congress seemed undeterred by Israel’s use of banned weapons – white phosphorus and Dense Inert Metal Explosive (DIME) bombs which generate micro-shrapnel that burns and destroys everything within a four-meter radius – indiscriminately and illegally – in violations of international law and U.S. law – in overcrowded areas of Gaza. The European Union States praised Israel’s conduct of war crimes and provided clear endorsement for further bloodshed accusing the Palestinian of “overwhelming responsibility” for Israel’s aggression. Instead of condemning the aggressor, they blamed the victims. The hypocrisy of European leaders is that they failed to hold Israel accountable for violations of international human rights law. Shimon Peres, Israel’s fascist president was given 25 minutes at the Davos World economic Forum to justify the massacre of Palestinian children by telling a pack of lies. Israeli Zionfascist leaders were overwhelmed by Europeans “extraordinary support for the state of Israel and their concern about its security” as Prime Minister Ehud Olmert expressed during the attack on Gaza. It is important to note that European States silence on Israel’s abuses of Palestinian human rights and Israel’s Zionfascist occupation of Palestinian land make them complicit in Israeli war crimes. The Palestinian people in Gaza are in a large fortified Concentration Camp, and the Palestinians in the West Bank are confined to disconnected Nazi-like ghettos under the worst colonial-apartheid system of control. Furthermore, European states complicity in Israel’s collective punishment is the same criminal policy used by the Nazis in occupied Europe during the Second World War. As Hasan Abu Nimah, the former Jordanian representative to the UN writes; “If [the European States] do not want Palestinians to resist, why do they not themselves confront the aggressor and force an end to the occupation, siege and dispossession?” Europeans’ inaction and endorsement of Israeli war crimes “are signs of a moral weakness and corruption unparalleled since Europeans stood by silently at stations and watched as their compatriots were loaded into Nazi trains”, added Abu Nimah. According to Michael Mandel, a professor of Law at York University in Toronto, Canada, Israel case of “self-defence” is fraud. If Israel is concerns about “defending itself” against the Palestinians, it can do so peacefully by ending the occupation of Palestinian land and stop the daily murder of Palestinians. Israel’s attack – like all previous Israeli acts of aggression – is against any hope of peaceful settlement. It is worth noting that the German Nazis used the pretext of “self-defence” to justify pre-emptive violence and military occupation. If the German Nazis accused of using “gas chambers” (still disputed accusation) to kill civilians, Israeli Zionfascist leaders used all kinds of banned weapons, including bombs that incinerate people alive. It is reported recently that the new U.S.-supplied weapon is being tested on the Palestinians in Gaza. It was a classic case of naked Zionfascism. As the atrocity in Gaza shows, Zionfascism become more naked in recent years. It follows in the footsteps of fascism: the obliteration of Palestinian identity and the annexation of Palestinian land. With complete monopoly on violence, successive Israeli leaders from David Ben-Gurion to Ehud Olmert and everyone in between have always targeted civilians. “Our policy has been to attack civilians,” indiscriminately and deliberately, said one Israeli leader. ”The Palestinians must be hit and it must be very painful: we must cause them losses, victims, so that they feel the heavy price”, said former Israeli Prime Minister and war criminal Ariel Sharon in 2002. Sharon was merely defined Israeli policies in Palestine: a naked Zionfascism. The Israeli Zionfascist army principle is: “if you continue killing Palestinian civilians for long enough, the world will accept it”. In 1978, Israeli Chief of Staff Mordechai Gur told the media: "Since 1948 until today, we have been fighting against a population that lives in villages and cities”. Commenting on Gur’s blunt statement, the Israeli military analyst Zeev Schiff wrote: “[T]he Israeli Army has always struck civilian populations, purposely and consciously ... the Army, he said, has never distinguished civilian [from military] targets... [but] purposely attacked civilian targets even when Israeli settlements had not been struck.” Furthermore, former Israeli Foreign Minister Abba Eban wrote in response to Israeli terrorist attacks; “The picture that emerges is of an Israel wantonly inflicting every possible measure of death and anguish on civilian populations in a mood reminiscent of regimes [e.g. the Nazi regime] which neither Mr. [Menachem] Begin nor I would dare to mention by name.” (See: Edward S. Herman, The Real Terror Network: Terrorism in Fact and Propaganda. South End Press, 1982). The adoption of Nazi-like policies by Israeli leaders since the creation of Israel is designed to terrorise and instil fear among the general Palestinian population and intimidate the Palestinian Resistance. Professor Richard Falk, a law scholar at Princeton University and the UN special rapporteur called for an independent inquiry into Israel's violation of international humanitarian law. Falk, a Jew, compared Israel's aggression against the besieged Palestinian in Gaza to "the worst kind of international memories of the Warsaw Ghetto" which included the starvation and murder of innocent civilians by the German Nazis. Falk added the “the UN Charter and international law does not give Israel the legal foundation for claiming self-defence” against defenceless people. "My grandmother was ill in bed when the Nazis came to her home town. A German soldier shot her dead in her bed. My grandmother did not die to provide cover for Israeli soldiers murdering Palestinian grandmothers in Gaza. The present Israeli government ruthlessly and cynically exploits the continuing guilt from gentiles over the slaughter of Jews in the Holocaust as justification for their murder of Palestinians", Sir Gerald Kaufman (MP) told the British House of Commons Debate on Gaza. The use of the “Jewish holocaust” and the use of the “anti-Semitism” cliché by Zionists aimed at not only to cover-up Israeli war crimes but also at intimidating and silencing critiques of Israeli war crimes. It is worth noting that, Israeli Zionfascist leaders are openly claiming to represent all Jews. In other words, everything that Israel does, it does it in the name of all Jews. In fact Israeli war crimes against the Palestinians are strongly supported and demanded by major Jewish organisations. Indeed, the recent mass murder of Palestinian in Gaza had overwhelming support from Israeli Jews, major Jewish organisations and Jews world-wide. In a letter to Ehud Olmert in 2007, the former Sephardic grand rabbi Mordechai Eliyahu stated openly; “there is absolutely no moral prohibition against indiscriminate killing of civilians during a potential massive military offensive on Gaza aimed at stopping the rocket launching”. Hence, if there is Jewish “anti-Semitism”, it is a reaction to Israeli war crimes in Palestine. The reality, there is no Jewish “anti-Semitism”; there is widespread and systematic anti-Arabs/anti-Muslims racism, Islamophobia. To Israel’s pleasure, Islamophobia is now infecting most non-Islamic countries, including the U.S., Europe and Australia. Israeli Zionists have been promoting and “exploiting the wave of Islamophobia in the U.S. and Europe, to engage them in this war on the Palestinians, doing their part in suffocating, starving, and weakening the Palestinian people, as Israel caries its mission of destruction”, wrote the late Israeli scholar Tina Reinhart. Meanwhile, Western media one-sided coverage and complicity allow Israeli Zionfascist leaders to commit and get away with all kinds of war crimes. As the atrocity unfolded, the BBC refused to broadcast a charity appeal for to raise emergency funds for the Palestinian people in Gaza is just a case in point of media bias. The BBC alleges that broadcasting the appeal could compromise its impartiality. According to the BBC, supporting Palestinian children is anti-Israel propaganda that the BBC is working hard to eliminate. No one can be accused of being biased against Israel murderous occupation and injustice. Israel is an occupying power practising genocidal policies in Palestine. The BBC is not impartial and the excuse does not withstand a moment’s of scrutiny. The BBC is a Zionfascist propaganda organ promoting Western militarism and colonialism. The BBC has always distorted reality on the ground in Palestine and has covered-up Israeli atrocities. It is a pro-Israel Zionfascist propaganda mouthpiece. The BBC main aim is to protect Israeli-Western criminals and murderers against the interests of defenceless Palestinian victims. The BBC’s mantra is to portray Israel as a victim of “terrorism” despite overwhelming evidence which shows that Israel is the leading terrorist state. For the BBC, defenceless people are “militants” and resistance against murderous occupiers is “terrorism”. It is important to remember that during the U.S.-NATO criminal attacks on Serbia, the BBC played a critical propaganda role to justifying and covering-up Western war crimes. Furthermore, the BBC complicity in the Iraq’s Genocide and the ongoing murderous Occupation remove any claim of “impartiality”. Why the BBC remain silent while Israeli Zionfascist leaders used Gaza as “test laboratory” for new weapons? Until the BBC begins to uncover Israeli war crimes in Palestine and put and end to its anti-Arabs/anti-Muslims imperialist propaganda, its claim of “impartiality” is fraud. Finally, since Israeli Zionfascist leaders declared a unilateral “ceasefire”, more than a dozen innocent Palestinians have been murdered. Hamas is reportedly offering a year-long truce if Israel withdraws from Gaza and lifts its blockade. However, Israeli Zionfascist leaders are not interested in peace because peace could lead to peaceful settlement that Israeli leaders are not interested in. They preferred aggression and expansion to peace and security. They have engineered and used provocation in order to launch acts of aggression. Credit is due to the Palestinians for dealing with the equivalent of Nazi war criminals. In fact, Israeli leaders have just made it clear that Israel is not going to live up to the ceasefire until Hamas returns a captured soldier, Gilad Shalit who was captured as POW. He could have been killed during the Israeli attack. Israeli leaders are now using him as a bargaining chip. His release is the latest Israeli pretext to reject peace. How about Israel releasing more than 10,000 Palestinian men, women and children who were kidnapped and taken hostages by Israel? They are subjected to daily torture and horrendous human rights abuses at the hands of Israeli agents and interrogation criminals. As always, Israel is not interested in peace. It prefers violence and occupation. “Today, Israel could have security, normalization of relations, and integration into the region. But it very clearly prefers illegal expansion, conflict, and repeated exercise of violence, actions that are not only criminal, murderous and destructive but are also eroding its own long-term security”, writes the American linguist Noam Chomsky. Instead of confronting its murderous history, Israel continues on the path of aggression, murder, ethnic cleansing and illegal occupation of Palestinian land. Today, Israel is the most extremist and racist society. It is ruled by one of the most corrupt and violent quasi-military political establishments. Its politics are Zionfascist politics, and its policies are colonial-apartheid policies. Israel’s Zionfascism is the greatest threat to world peace and security. Its real aim has always been military domination and the obliteration of the Palestinian nation. It is time for people to stop acting like outsiders. The alternative is the global resistance campaign that includes boycott, divestment and sanctions (BDS) to defeat Zionfascism in pursuit of peace and Palestinian independence. 2月1日 Hitler Yesterday Israel TodayHitler Yesterday Israel Today THE GRANDCHILDREN OF HOLOCAUST SURVIVORS FROM WORLD WAR II ARE DOING TO THE PALESTINIANS EXACTLY WHAT WAS DONE TO THEM BY NAZI GERMANY … BUILDING WALLS & FENCES TO KEEP PEOPLE IN PRISON
CHECK POINTS NOT TO ALLOW PEOPLE BASIC FREEDOM OF MOVEMENT
ARRESTS & HARASSMENTS
DESTROYING HOMES & LIVELIHOODS
GIFTS (WITH LOVE) FROM THE CHILDREN OF PEACE-LOVING & CIVILIZED COUNTRIES
4月24日 Kennedy: Obama inspires people, works tirelesslyThe Patriot-News | April 21, 2008By CHRIS A. COUROGEN Sen. Edward M. Kennedy has heard the comparisons between Barack Obama and his brothers. He does not disagree with those who say the senator from Illinois has the same ability to inspire people that President John F. Kennedy and Sen. Robert F. Kennedy possessed. "I see Barack having a similar kind of appeal," the senior Democratic senator from Massachusetts said. "He is challenging young and old alike to be a part of the solution to the problems." Kennedy was in Harrisburg to deliver a brief motivational speech to Obama campaign volunteers as the race for the state's presidential primary entered the stretch run. "This whole campaign is about rejecting the quick, easy, slick answer," Kennedy said. "H.L. Mencken once said, 'For every complex problem there is a simple, easy answer and it is wrong.' Barack Obama is spelling out the complex answers to complex problems. Americans are ready for that kind of answer." Mayor announces his support for Obama's bidBy THOMAS B. LANGHORNE Mayor Jonathan Weinzapfel threw his support behind Sen. Barack Obama's campaign for the Democratic presidential nomination Tuesday. Weinzapfel's written endorsement, issued hours before Obama was scheduled to take the stage at a rally at Roberts Stadium, called the Illinois senator a "special leader." "I feel Sen. Obama brings integrity, a fresh perspective, good judgment, a wealth of experience and determined leadership to deal with the challenges our country faces," the Democratic mayor's statement said. Weinzapfel said Obama understands the needs of working families and has the ability to inspire people and unite the nation "in a way that transcends the typical partisan politics of the past, and allows us to focus on our shared hopes and dreams for the future." Barack in Evansville, IN: "You have the power to change this country"
4月8日 Before West VerginiaFor the first time since the historic 1960 primary election, the Democratic presidential nomination remains hotly contested as West Virginians prepare to vote. So this state's Democrats and independents may, once again, help decide U.S. history. 3月19日 Obama in the worldEurope
New York Observer: "Obamamania! Europe Can't Get Enough" Islamic World
Asia
Russia
The world
3月10日 Obama's family
Barack Obama's PlanSupport Working FamiliesProvide a "Making Work Pay Tax Cut" for America's Working Families: American people work longer and harder than those in any other wealthy nation in the world. But their hours are getting longer and their wages aren't getting any higher. In addition they are being squeezed by rising health care, education and energy costs. Rather than relieving the burden on working families, the current administration has provided tax cut after tax cut to the wealthiest Americans and enacted tax breaks for the most well-connected corporations. Barack Obama will restore fairness to the tax code and provide 150 million workers the tax relief they deserve. Obama will create a new "Making Work Pay" tax credit of up to $500 per person, or $1,000 per working family. This refundable income tax credit will provide direct relief to American families who face the regressive payroll tax system. It will offset the payroll tax on the first $8,100 of their earnings while still preserving the important principle of a dedicated revenue source for Social Security. The "Making Work Pay" tax credit will completely eliminate income taxes for 10 million Americans. The tax credit will also provide relief to self-employed small business owners who struggle to pay both the employee and employer portion of the payroll tax. The "Making Work Pay" tax credit offsets some of this self-employment tax as well. Provide a Living Wage: Barack Obama believes that people who work full time should not live in poverty. Before the Democrats took back Congress, the minimum wage had not changed in 10 years. Even though the minimum wage will rise to $7.25 an hour by 2009, the minimum wage's real purchasing power will still be below what it was in 1968. As president, Obama would further raise the minimum wage, index it to inflation and increase the Earned Income Tax Credit to make sure that full-time workers can earn a living wage that allows them to raise their families and pay for basic needs such as food, transportation, and housing -- things so many people take for granted. Expand the Earned Income Tax Credit: In both the Illinois State Senate and the U.S. Senate, Obama has championed efforts to expand the EITC, which is one of the most successful anti-poverty programs to date. As president, Obama will reward work by increasing the number of working parents eligible for EITC benefits, increasing the benefit available to parents who support their children through child support payments, and reducing the EITC marriage penalty which hurts low-income families. Under the Obama plan, full-time workers making minimum wage would get an EITC benefit up to $555, more than three times greater than the $175 benefit they get today. If the workers are responsibly supporting their children on child support, the Obama plan would give those workers a benefit of $1,110. Expand Paid Sick Days: Half of all private sector workers have no paid sick days and the problem is worse for employees in low-paying jobs, where less than a quarter receive any paid sick days. Barack Obama will require that employers provide seven paid sick days per year. Expand the Family and Medical Leave Act (FMLA): The FMLA covers only certain employees of employers with 50 or more employees. Barack Obama will expand the FMLA to cover businesses with 25 or more employees. Barack Obama will expand the FMLA to cover more purposes as well, including allowing workers to take leave for elder care needs; allowing parents up to 24 hours of leave each year to participate in their children's academic activities at school; allowing leave to be taken for purposes of caring for individuals who reside in their home for 6 months or more; and expanding FMLA to cover leave for employees to address domestic violence and sexual assault. Encourage States to Adopt Paid Leave: As president, Barack Obama will initiate a 50 state strategy to encourage all of the states to adopt paid-leave systems. Obama will provide a $1.5 billion fund to assist states with start-up costs and to help states offset the costs for employees and employers. Expand High-Quality Afterschool Opportunities: Barack Obama will double funding for the main federal support for afterschool programs, the 21st Century Learning Centers program, to serve one million more children. Obama will include measures to maximize performance and effectiveness across grantees nationwide. Expand the Child and Dependent Care Tax Credit: The Child and Dependent Care Tax Credit provides too little relief to families that struggle to afford child care expenses. Barack Obama will reform the Child and Dependent Care Tax Credit by making it refundable and allowing low-income families to receive up to a 50 percent credit for their child care expenses. Protect Against Caregiver Discrimination: Workers with family obligations often are discriminated against in the workplace. Barack Obama will commit the government to enforcing recently-enacted Equal Employment Opportunity Commission guidelines on caregiver discrimination. Expand Flexible Work Arrangements: Barack Obama will address this concern by creating a program to inform businesses about the benefits of flexible work schedules for productivity and establishing positive workplaces; helping businesses create flexible work opportunities; and increasing federal incentives for telecommuting. Obama will also make the federal government a model employer in terms of adopting flexible work schedules and permitting employees to petition to request flexible arrangements. For more information about Barack Obama's plan to help more Americans succeed in the workforce, please visit the Economic Policy page. Strengthen Our SchoolsExpand Early Childhood Education: Research shows that half of low-income children start school up to two years behind their peers in preschool skills and that these early achievement gaps continue throughout elementary school. Obama has been a champion of early childhood education since his years in the Illinois legislature, where he led the effort to create the Illinois Early Learning Council. Obama has introduced a comprehensive "Zero to Five" plan to provide critical supports to young children and their parents by investing $10 billion per year to create: Early Learning Challenge Grants to stimulate and help fund state "zero to five" efforts; quadruple the number of eligible children for Early Head Start and increase Head Start funding and improve quality for both; work to ensure all children have access to pre-school; provide affordable and high-quality child care that will promote child development and ease the burden on working families; and create a Presidential Early Learning Council to increase collaboration and program coordination across federal, state, and local levels. Improve Public Schools: From the moment our children step into a classroom, the single most important factor in determining their achievement is their teacher. Barack Obama values teachers and the central role that they play in education. He will work to ensure competent, effective teachers in schools that are organized for success. Obama's K-12 plan will expand service scholarships to recruit and prepare teachers who commit to working in underserved districts. To support teachers, Obama will foster ongoing improvements in teacher education, provide mentoring for beginning teachers, create incentives for shared planning and learning time for teachers. To retain teachers, Obama will support career pathways that provide ongoing professional development and reward accomplished teachers for their expertise. This Career Ladder initiative will help eliminate teacher shortages in hard-to-staff areas and subjects, improve teacher retention rates, strengthen teacher preparation programs, improve professional development, and better utilize and reward accomplished teachers. Reform and Fund No Child Left Behind: The goal of the No Child Left Behind Act is the right one - ensuring that all children can meet high standards - but the law has significant flaws that need to be addressed. He believes it was wrong to force teachers, principals and schools to accomplish the goals of No Child Left Behind without the necessary resources. We have failed to provide high-quality teachers in every classroom and failed to support and pay for those teachers. Obama understands that NCLB has demoralized our educators, broken its promise to our children and must be changed in a fundamental way. Obama will work with mayors and state leaders to ensure that NCLB reform addresses the need for a broader and better range of assessments and an accountability system that focuses on improving schools, rather than punishing them. Make College More Affordable: Barack Obama will make college affordable for all Americans by creating a new American Opportunity Tax Credit. This universal and fully refundable credit will ensure that the first $4,000 of a college education is completely free for most Americans, and will cover two-thirds the cost of tuition at the average public college or university. And by making the tax credit fully refundable, Obama's credit will help low-income families that need it the most. Obama will also ensure that the tax credit is available to families at the time of enrollment by using prior year's tax data to deliver the credit at the time that tuition is due, rather than a year or more later when tax returns are filed. For more information on Barack Obama's education plan, please visit the Education Policy page Help American Families Stay HealthyProvide Universal Health Care and Lower Health Costs: Barack Obama is committed to signing universal health legislation by the end of his first term in office that ensures all Americans have high-quality, affordable health care coverage. His plan will save a typical American family up to $2,500 every year on medical expenditures by providing affordable, comprehensive and portable health coverage for every American; modernizing the U.S. health care system to contain spiraling health care costs and improve the quality of patient care; and promoting prevention and strengthening public health to prevent disease and protect against natural and man-made disasters. For more information on Barack Obama's health care plan, please visit the Health Care Policy page Protect HomeownershipCreate a Universal Mortgage Credit: Owning a home is the culmination of the American dream that so many Americans work so hard for. The tax code is supposed to encourage home ownership with a mortgage interest deduction, but it goes only to people who itemize their tax deductions. Like so much in our tax code, this tilts the scales toward the well-off. The current mortgage interest deduction excludes nearly two-thirds of Americans who do not itemize their taxes. Barack Obama will ensure that anyone with a mortgage, not just the well-off, can take advantage of this tax incentive for homeownership by creating a universal mortgage credit. This 10 percent credit will benefit an additional 10 million homeowners, the majority of whom earn less than $50,000 per year. Non-itemizers will be eligible for this refundable credit, which will provide the average recipient with approximately $500 per year in tax savings. This tax credit will also help homeowners deal with the uncertain state of the housing market today. Combat Mortgage Fraud and Subprime Loans: There is a growing epidemic of mortgage fraud crimes in which sophisticated scam artists cheat homeowners out of their mortgages. Some have estimated that more than 2 million homeowners with subprime mortgages are at risk of losing their homes. Barack Obama believes we must establish stiff penalties to deter fraud and protect consumers against abusive lending practices. Obama introduced the STOP FRAUD Act, which would increase funding for federal law enforcement programs, create new criminal penalties for mortgage professionals found guilty of fraud, and require industry insiders to report suspicious activity. In March 2007, Obama urged Federal Reserve Chairman Ben Bernanke and Treasury Secretary Henry Paulson to bring together lenders, consumer advocates, federal regulators and housing agencies for a summit meeting on preserving home ownership. The bill also provides counseling to homeowners and tenants to avoid foreclosures. As president, Obama will continue to fight to ensure more Americans can achieve and protect the dream of home ownership. Create Fund to Help Homeowners Avoid Foreclosures: In addition to taking important steps to prevent mortgage fraud from occurring in the future, Barack Obama will establish policies to help Americans currently facing foreclosure through no fault of their own. For instance, in communities where there are many foreclosures property values of innocent homeowners are often also negatively impacted, driving them toward foreclosure, too. Obama will create a fund to help people refinance their mortgages and provide comprehensive supports to innocent homeowners. The fund will also assist individuals who purchased homes that are simply too expensive for their income levels by helping to sell their homes. These steps will ensure that individuals who have to sell their homes will be able to quickly regain stable financial footing. The fund will be partially paid for by Obama's increased penalties on lenders who acted irresponsibly and committed fraud. Mandate Accurate Loan Disclosure: Today's subprime mortgage problem stems in large part from the lack of easy-to-understand information that borrowers receive from mortgage brokers. As president, Barack Obama will enact laws to ensure that all prospective homebuyers have access to accurate and complete information about their mortgage options. Obama will create a Homeowner Obligation Made Explicit (HOME) score, which will provide potential borrowers with a simplified, standardized borrower metric (similar to APR) for home mortgages. The HOME score will allow individuals to easily compare various mortgage products and understand the full cost of the loan. The HOME score would also help borrowers understand their long-term obligations and would be required to include mandatory taxes and insurance. Close Bankruptcy Loophole for Mortgage Companies: Barack Obama strongly opposed the 2005 bankruptcy bill, which is expected to have serious effects on low and middle-income borrowers of subprime mortgages. As president, Obama will work to eliminate the federal bankruptcy law's Chapter 13 provision that prevents bankruptcy courts from modifying an individual's mortgage payments. This forces individuals who seek bankruptcy protection to continue paying the full amount of their existing mortgage plans. This provision, which provides unique protection to the mortgage industry, places the interests of big lenders over than of low and middle-income Americans. Obama believes that the subprime mortgage industry, which has engaged in dangerous and sometimes unscrupulous business practices, should not be shielded by outdated federal law. Strengthen Families at HomeStrengthen Fatherhood and Families: Since 1960, the number of American children without fathers in their lives has quadrupled, from 6 million to more than 24 million. Children without fathers in their lives are five times more likely to live in poverty and commit crime, nine times more likely to drop out of school, and 20 times more likely to end up in prison. Barack Obama has re-introduced the Responsible Fatherhood and Healthy Families Act to remove some of the government penalties on married families, crack down on men avoiding child support payments, ensure that support payments go to families instead of state bureaucracies, fund support services for fathers and their families, and support domestic violence prevention efforts. As president, Obama will sign this bill into law and continue to implement innovative measures to strengthen families. Support Parents with Young Children: Barack Obama would expand the highly programs like the successful Nurse-Family Partnership to all low-income, first-time mothers. The Nurse-Family Partnership provides home visits by trained registered nurses to low-income expectant mothers and their families. The trained nurses use proven methods to help improve the mental and physical health of the family by providing counseling on substance abuse, creating and achieving personal goals, and effective methods of nurturing children. Proven benefits of these types of programs include improved women's prenatal health, a reduction in childhood injuries, fewer unintended pregnancies, increased father involvement and women's employment, reduced use of welfare and food stamps, and increased children's school readiness. Researchers at the Federal Reserve Bank of Minneapolis concluded that these programs produced an average of five dollars in savings for every dollar invested and produced more than $28,000 in net savings for every high-risk family enrolled in the program. The Obama plan would assist approximately 570,000 first-time mothers each year. Strengthen Retirement SecurityCreate Automatic Workplace Pensions: Currently, 75 million working Americans ? roughly half the workforce ? lack employer-based retirement plans. Even when workers are given the option of joining employer-based plans, many do not take up the option because it requires considerable work to research plans and investment portfolios, and enroll in the plan. Barack Obama's retirement security plan will automatically enroll workers in a workplace pension plan. Under his plan, employers who do not currently offer a retirement plan, will be required to enroll their employees in a direct-deposit IRA account that is compatible to existing direct-deposit payroll systems. Employees may opt-out by signing a written waiver. Even after enrollment, employees will retain the right to change their savings levels, reallocate investment portfolios or end contributions to the account. Obama's plan will give options to the self-employed and new small businesses to access new easy-to-enroll savings plans and direct the IRS to deposit tax refunds into those savings plans for people who choose to save some of their refunds. Under the Obama plan when employees change jobs, their savings will be automatically rolled over into the new employer's system to ensure continued savings. Experts estimate that this program will increase the savings participation rate for low and middle-income workers from its current 15 percent level to around 80 percent. Expand Retirement Savings Incentives for Working Families: Barack Obama will ensure savings incentives are fair to all workers by creating a generous savings match for low and middle-income Americans. Obama will expand the existing Savers Credit to match 50 percent of the first $1,000 of savings for families that earn under $75,000, and he will make the tax credit refundable. To help ensure that this proposal actually strengthens retirement investments, the savings match will be automatically deposited into designated personal accounts by using the account information listed on IRS tax filings. Coupled with the automatic workplace pension plan, this proposal will stimulate tens of millions of new Americans to invest for retirement. Over 80 percent of the savings incentives will go to new savers, and 75 percent of people eligible for the incentives who are expected to participate in the new program do not currently save. Mississippi tour:
If you live in Mississippi, you can find your polling location now and make sure you're ready to vote for Barack this Tuesday, March 11th. Polls open at 7:00 a.m., and any registered voter can cast their vote for Barack by requesting a Democratic ballot at their polling location. For more than a year, we've worked together and built a grassroots movement for change that's sweeping across the country. On Tuesday, the eyes of the nation will turn to Mississippi. This is your moment, your chance to be part of history. Source: my.barackobama.com 3月8日 Obama for presidency.By far, Obama represents the actual best candidate for the US presidency race. Mr Jhon MacCain is asking for a new war; inline with his ancestors and Mrs Hilary Clinton will not have the required strength and will to make things change in the United States.
The status quo is what the actual American government wants to keep, and what Mrs Clinton doesn't seem to be able to change it, radically at least. And that's what all the American citizens need: they need a president that takes care of US and not the world, they need a president that looks after them, feel and see their needs. And we think, and we're persuaded that Mr Barack Obama is the best person in course now to find back the ideal United States of America. |
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